The Swiss Financial Market Supervisory Authority (FINMA) has developed a comprehensive strategic framework for 2025-2028 that responds to the increasingly complex global financial landscape. At its core, FINMA’s strategy is designed to protect financial market participants while ensuring the stability and integrity of the Swiss financial system.
The strategy emerges from a careful analysis of recent challenges, most notably the Credit Suisse case, which highlighted the need for more robust supervision and early intervention mechanisms. FINMA has crafted a forward-looking approach that addresses multiple critical dimensions of financial market oversight.
Preventive supervision stands as a cornerstone of FINMA’s strategy. The authority aims to enhance its ability to identify and address potential risks before they can significantly impact the financial system. This involves continuously refining supervisory instruments, developing more sophisticated analysis techniques, and maintaining a proactive stance toward institutional governance and risk management.
Financial and operational resilience represents another key focus area. FINMA recognizes the increasing complexity of financial risks, including geopolitical tensions, technological disruptions, and macroeconomic uncertainties. The strategy emphasizes the importance of ensuring financial institutions maintain robust capital and liquidity buffers, develop effective crisis management plans, and demonstrate the ability to withstand severe financial shocks.
Technological innovation plays a crucial role in FINMA’s strategic thinking. The authority is committed to creating a supervisory framework that enables technological progress while maintaining stringent regulatory oversight. This balanced approach seeks to support innovation while protecting the interests of financial market clients and maintaining the reputation of the Swiss financial center.
The strategy also places significant emphasis on addressing emerging risks, such as those related to climate change, cybersecurity, and the growing complexity of financial technologies. FINMA will work to ensure that financial institutions develop comprehensive risk management approaches that account for these multifaceted challenges.
Organizational excellence is equally important to FINMA’s strategy. The authority plans to continuously improve its own capabilities, including enhancing digital transformation, recruiting top talent, and developing more sophisticated supervisory technologies. This internal focus ensures that FINMA can effectively meet the evolving challenges of financial market supervision.
International cooperation remains a critical component of FINMA’s approach. The authority will continue to engage actively with international standard-setting bodies, share expertise, and contribute to global discussions about financial market regulation. This approach helps maintain Switzerland’s reputation as a sophisticated and responsible financial center.
By integrating these various strategic elements, FINMA demonstrates a holistic and forward-looking approach to financial market supervision. The strategy reflects a deep understanding of the complex, interconnected nature of modern financial systems and a commitment to protecting the interests of financial market participants while supporting innovation and economic growth.
The press release ca be read there.
